Resources for North Carolina Businesses
Commercial Insurance Resources
Practical guidance for contractors, builders, and growing businesses on coverage, renewals, audits, claims, contracts, vehicles, subcontractors, and the insurance issues that can affect real work.
Latest Resources
Articles written to answer the insurance questions that come up during renewals, projects, audits, claims, and growth.
How Much Insurance Does a Custom Home Builder Need for a $2 Million+ Home Project in North Carolina?
Insurance for Established Custom Home Builders How Much Insurance Does a Custom Home Builder Need for a $2 Million+ Home Project in North Carolina?…
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Custom Home Builder Insurance in North Carolina: Multiple Active Projects
Insurance for Established Custom Home Builders Custom Home Builder Insurance in North Carolina: Multiple Active Projects Managing several custom homes at the same time…
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Pollution Liability vs. Professional Liability for Restoration Contractors: What’s the Difference?
Restoration Contractor Insurance Pollution Liability vs. Professional Liability for Restoration Contractors: What’s the Difference? Pollution liability generally addresses covered environmental or contamination conditions, while…
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Why Profit Fade on a WIP Schedule Can Reduce a Contractor’s Bonding Capacity
Commercial Surety Bonds | North Carolina Contractors Why Profit Fade on a WIP Schedule Can Reduce a Contractor’s Bonding Capacity Profit fade on a…
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How Much EPLI Coverage Does a Growing Construction Company Need?
Employment Practices Liability Insurance How Much EPLI Coverage Does a Growing Construction Company Need? A $1 million EPLI limit may be a reasonable starting…
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How a North Carolina Restoration Contractor Improved Coverage and Reduced Insurance Costs by $12,600
North Carolina Restoration Insurance Case Study How a North Carolina Restoration Contractor Improved Coverage and Reduced Insurance Costs by $12,600 An established North Carolina…
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How Insurance Changes When an Excavation Contractor Starts Taking Larger Site Development Projects
Excavation Contractor Insurance How Insurance Changes When an Excavation Contractor Starts Taking Larger Site Development Projects Excavation contractor insurance can change quickly when a…
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How Much Umbrella or Excess Liability Should a Growing Restoration Company Carry?
Restoration & Environmental How Much Umbrella or Excess Liability Should a Growing Restoration Company Carry? For many growing restoration contractors, $1 million is only…
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What Insurance Does a Contractor Still Need When Working Under an OCIP or CCIP?
Builders & Large Construction What Insurance Does a Contractor Still Need When Working Under an OCIP or CCIP? An OCIP or CCIP may insure…
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Can a North Carolina Employer Require an Injured Employee to Return to Light Duty?
North Carolina Workers Compensation Can a North Carolina Employer Require an Injured Employee to Return to Light Duty? Yes. A North Carolina employer can…
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6 Signs Your Restoration Company Has Outgrown Its Insurance Program
Restoration Contractor Insurance | North Carolina 6 Signs Your Restoration Company Has Outgrown Its Insurance Program Growth changes more than revenue. A restoration company…
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What Financial Statements a Surety Wants From an Established North Carolina Contractor
Commercial Surety Bonds | North Carolina Contractors What Financial Statements a Surety Wants From an Established North Carolina Contractor An established contractor seeking larger…
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